Winter Sports

This policy specifically excludes participating in or practising for certain winter sports & activities.

If you are under 65 years old, your policy can be extended to cover some of these sporting activities by paying the additional Winter Sports premium. The policy extensions can only be added prior to departure.

If you purchase an Annual Multi-trip policy and you are aged 65 years or under, you are automatically covered when taking part in Winter Sports for one trip of up to 17 consecutive days during the Period of Insurance.

By paying an additional premium your policy can be extended to cover you when you are engaging in the following sports and activities on an occasional, non-competitive and non-professional basis during your trip:

  • Ice Skating (outdoor)
  • Skiing (on piste /glacier)
  • Skiing (off-piste in designated areas only)
  • Snowboarding (on-piste)
  • Snowboarding (off-piste in designated areas only)
  • Tobogganing

The policy can be extended to cover the following activities by paying an additional premium but no cover will apply in respect of any Personal Accident or Personal Liability claims:

  • Ice sailing/ice windsurfing
  • Skidoo
  • Snow Mobiling

This policy will not provide cover for any claims arising directly or indirectly from engaging in or practising the following winter sports & activities:

  • Bobsleigh
  • Freestyle Skiing (including aerials)
  • Heli-skiing
  • Ice Hockey
  • Luge
  • Paraskiing
  • Skeleton
  • Ski Jumping
  • Ski Racing
  • Ski Stunting
  • Skiing & Snowboarding (off-piste outside recognised and authorised areas)