Excess Waiver

The Policy Excess is reduced to nil when you select the Excess Waiver option. If you select this option, the premium displayed will include the price for Excess Waiver and ‘Excess Waiver: Included’ will be shown on your Policy Schedule.

An additional Policy Excess applies to the following covers and this will still apply, even if you select Excess Waiver:

Medical Emergency & Repatriation

  • In the event of an injury occurring as a result of voluntary Manual Work the policy excess under Section 1 (Medical Emergency & Repatriation) will be increased to £250.
  • When you are engaging in certain Special Sports and Activities (as shown under the Optional Special Sports and Activities Section of this policy) the policy excess under Section 1 (Medical Emergency & Repatriation) will be increased to £250.
  • Under Section 16 (Gadget Cover) application of Excess Waiver will not delete the Policy Excess.

Emergency Dental Treatment

  • When you are engaging in certain Special Sports and Activities (as shown under the Optional Special Sports and Activities Section of this policy) the policy excess under Section 1 (Medical Emergency & Repatriation) will be increased to £250.

To select Excess Waiver, simply click the Excess Waiver Box.